Bank of Communications is one of the most significant and leading banks worldwide, our Headquarter office is in Shanghai, in Europe subsidiaries and branches in Prague, Luxembourg, Rome, Frankfurt and London. We are your partner for Corporate banking, providing high standards of banking services.

Please joint Bank of Communications Prague Branch !

We are looking for new colleagues as Risk Officer. If you want to influence things and like to see the results of your work, this position is for you. Please send you CV to recruitment@cz.bankcomm.com

Position Name: Risk Officer 

Job responsibilities:

1. Assist the senior level officer and the department’s Head to initiate the daily work of the Branch’s Comprehensive Risk Management;

2. Draft the internal policy and workflow under the instruction of senior level officer;

3. Initiate the risk management process in accordance with local regulation and all the policies, procedures of BoCom, preliminarily monitor, identify, evaluate, report and control various risks in business operation regularly, i.e. credit risk, operational risk, country risk, concentration risk;

4. Draft and provide periodically risk assessments for the risk owners;

5. Initiate the review of the loan disbursement application from relationship manager as a loan officer in line with the credit limit and drawdown conditions and start the disbursement operation;

6. Initiate the post-loan review, ensure the validity and appraisal value of the collateral;

7. Initiate the loan underwriting as a credit analyst in a timely manner and assessing the credit risk in order to ensure the credit standards, process is at all times in line with internal policy and banking regulations and to ensure safe and sound development of the portfolio;

8. Draft risk analysis reports as required by the Branch and the H.O.;

9. Be the secretary of Credit and Risk Meeting Committee, Credit Committee, and Risk Asset Committee dealing with the agenda, documentation and minutes of the committees.

10. Maintain the statistical data record of transaction in regular basis.

11. Initiate the Treasury Business Monitoring in regular basis;

12. Assist the Financial Administration Department to provide, review or supplement regulatory reports to CNB, CCR and Head Office;

13. Take part in the collection of non-performing assets of the Branch;

14. Additional ad-hoc work assigned by superiors.

Specific competences - KNOWLEDGE:

• Basic knowledge of Finance / Economics /accounting ect.

• Basic knowledge of European and Czech banking regulations

• Basic knowledge of legal agreements, i.e. loan/ security agreements

• Basic knowledge of credit analysis and risk control

• Proficient in Microsoft Office Suite

Specific competences – SKILLS:

• Self-motivated, hardworking and quick learner

• Strong communication and interpersonal abilities

• High level negotiation and presentation skills

• Excellent data analysis ability

• Good data modelling skill is favorable

• Capable of managing multiple tasks under tight deadlines

Education requirements:

Bachelor’s degree or higher in Finance or Economics or analytics major.

FRM or other reputed professional financial certificates would be preferred.

Language requirements:

Fluent in English and Czech.
Mandarin is a plus.

Experience requirements:

Banking and Financial experiences would be preferable.

Job conditions

Working schedule: full time

Contract length: 1 year

Duration of trial period: 3 months