※ Syndicated loans

In order to meet the huge funding needs, customers can obtain financing through syndication. By choosing us as the correspondent bank, customers can gather financing support from various banks and Bank of Communications' extensive branch network by simply contacting us. At the same time, the Bank can also coordinate the information of all parties, including but not limited to lawyers, financing banks, etc., which greatly saves the time of dealing with the terms, prices and documents of the loan, and completes the syndication within a limited period of time to meet the client's financing needs for large-scale real estate projects, business development, mergers and acquisitions, and so on.

Financing programs

- Customers can obtain large amounts of financing with long maturities in a short period of time, thus reducing operating costs.

-Bank co-financing with a lender and risk-sharing, with more than one borrower.

- Within the same syndicated loan, the Bank can provide various forms of line configurations, such as term loan, revolving loan, standby letter of credit line, etc., according to the needs of customers. At the same time, customers can also choose different currencies or currency combinations such as Euro, US Dollar, etc., according to their needs

- The Bank acts as the arranging bank for the client and is responsible for syndication.

- The Bank acts as the agent of the client, so that the client does not have to deal with all the syndicate members during the execution of the loan, and the related loan management work such as drawdowns and debt repayment is done by the agent bank.

※ Bilateral loans

Bilateral loans are medium to long term loans or other general corporate purposes provided by a bank to a business to cover liquidity shortfalls or fixed asset expenditures. The advantage of a bilateral loan is that the bank can provide a more independent and flexible, customized service when negotiating with the business.

※ Financial advisers

Enterprise financial consulting business is a consulting intermediate business that has emerged in recent years with the development of the market and enterprise demand, which mainly includes large-scale construction project financial consulting business and enterprise merger and acquisition financial consulting business.

Financial consulting services include: corporate investment and financing, project financing, mergers and acquisitions, asset restructuring/management, debt management, syndicated loan arrangements, corporate restructuring and listing, bond and note issuance, management consulting, research and analysis, training services, and corporate "diagnosis" and other consulting services.

※ Trade finance

The Bank provides multi-currency lending services to enterprises with legal personality in Euro, US Dollar, Euro and RMB, and assists customers in financing through products and services such as deposit collateralized loans, working capital loans, fixed asset loans and trade financing. Financing business needs to pass the Bank's examination before processing.