Advantages

·         Higher Loan Amount & Longer Repayment Period

             Loan granted can amount up to 90% of estimated house value or property value (the lower shall prevail) and be repaid over 30 years. Thus, you can flexibly choose a repayment plan fit for your personal financial arrangement.

·         Preferential Mortgage Interest Rates

            Our diversified preferential mortgage interest rates are available for your selection upon successful completion of the application process.

·         Flexible Repayment
Considering interest rate fluctuations and your financial needs you may choose to repay within a fixed period or by a fixed installment amount. You may also choose either the monthly or bi-weekly repayment scheme to achieve your financial objectives.

·         Comprehensive Services
Our comprehensive Mortgage Loan Services also cover the "Home Assistance Loan Scheme", will be able to suitable for you.

·         Exclusive Privileges
Upon successful application and drawdown the mortgage loan amount in full, you will be entitled to the following exclusive privileges:

             • Bank has a different plan for the choice of mortgage
• You can choose a fixed period or fixed amount of contribution manner.
• Valuation services to provide free oral

·         Simple Application Procedure
 You need to do is to bring along your identification documents, a preliminary sale and purchase contract and proof of income (including the most recent salary certificates, salary deposit account records), in person to our bank.

·         Comprehensive Preferential Mortgage Plans

            Bank of Communications to provide you with many different types of mortgage schemes are available to meet your different financial needs.