Current Deposit services

With Bank of Communications HKD or MOP current accounts, we put flexibility into your personal finance management.

HKD /MOP Current Accounts Deposits

• Open an account to set a minimum amount of one thousand dollars .     
• You may apply for "Internet Banking " .
• You can make HKD/ MOP cash and cheque deposits and withdrawals at our bank, and enjoy easy fund management.

Cheque Book Application

• Application is simple and you may apply in person or by mail.

  Friendly Reminder: Definitions of Dormant Accounts and related charges

• Any account with no transaction record for 1 consecutive years.
• A fee will be levied every 6 months for accounts with balance falling below HK$1,000 or its equivalent.
• Fees are debited on next working day of the end of June and December each year.
• HKD /MOP deposits general fees: HKD/ MOP100.
• An equivalent of HK$100 (in the deposit currency) will be debited from every foreign-currency deposit.
• The Bank may close any account bearing a zero balance without further notice

 

The deposits in our bank are secured by the Macau SAR Government with the amount of not more than MOP500,000.

 

For details, please visit the Macao Monetary Authority website and see the circulated document  020/B/2009-DSB/AMCM.