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Personal Savings In Local And Foreign Currencies

1. Savings deposit products

Savings deposit products include demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit.

2. The personal certificate of deposit

The personal certificate of deposit is an electronic book-entry certificate of deposit issued for individual customers and priced in RMB. The starting amount is 200,000 yuan.

3. The salary financing A

The salary financing A is a preferential product based on time deposit of small savings for lump-sum withdrawal issued by the Bank of Communications for individual customers. The monthly payment according to the customer's pre-set amount of deposit will be transferred to the installment deposit account, and, based on the customer-set time limit, the principal and interest in the installment deposit account will be automatically transferred to the demand or the three-month/six-month/one-year lump-sum deposit and withdrawal account upon the expiration, and a reduction and exemption of transfer commission for signed deposit card in remote transfer will be given.

 4. The foreign currency deposit

The foreign currency deposit service for individuals is available in multiple currencies such as US Dollar, Euro, Japanese Yen, Hong Kong Dollar, British Pound, Swiss Franc, Canadian Dollar, Australian Dollar for demand, seven-day call, one-month, three-month, six-month, one-year, two-year deposit business.